Welcome to McConnell Automotive finance department.

Mobile car buyers always have this dilemma.

It all depends. If you have an excellent credit, great job and stable income, or buying the vehicle with cash payment, or want to put very large amount for cash down, McConnell Buick GMC of Mobile recommends you select your favorite vehicle and complete quick quote request to receive quick quote from our managers. Otherwise it is very safe to start with credit application. Either way it is fine for us.

Need some help in securing a car loan? Do you have a bad credit? It may not be as bad as you think! Please read below...

At McConnell Automotive, we have helped thousands of customers with difference credit situations. There is an opportunity to secure car loans for bad credit,bad credit auto financing,bankruptcy car loans,second chance auto financing,high risk auto loans,used cars bad credit,car loans for poor credit. McConnell Buick GMC finance specialists know how to ask you right questions and obtain right information from you and document it in the loan application to enhance the chance of obtaining the loan. They will see that one of our car finance companies approve the auto loan application. You credit situation may not be as bad as you think. Our goal is to ensure that every customer walks away from our car lot with happiness and peace of mind.

Need some help in deciding on what type of car loan you may want to apply for?

No problem. McConnell Buick GMC of Mobile finance managers definitely can assist you in identifying a right kind of loan easy car financing. Based on the type of your car loan, McConnell Buick GMC of Mobile managers partner with several car finance companies to fetch you the best car loan with lower financing rates. If you do not select right kind loan and lower financing rates, it will cost you thousands of dollars of finance charges with higher interest rate car payments during the loan period. McConnell Buick GMC of Mobile recommends you start with completion of credit application.

Not sure if you want to lease a vehicle or buy it?

There are several advantages of leasing a vehicle compared to buying if the intention of driving the vehicle for short period of time or planning to utilize the vehicle for business purpose only. Even for Math wizards, it is very often confusing to select between "leasing a vehicle" and "purchasing a vehicle". Leasing has several advantages over buying a vehicle and vice-versa. Whether to lease or buy a vehicle, it depends on several factors. Some of the factors that influence the decision making are specified below:

1. Are you "self employed" and planning to use the vehicle for portion of business travel on regular basis?
2. Can you tax write-off the automotive expenses, due to the nature of your business or employment?
3. Is your employer reimbursing for travel expenses on your person vehicle used for driving to customer site visits?
4. How many miles do you plan to drive in year? Usually, the lease options limit the buyer not to exceed 15000 miles per years and one can purchase additional mileage.
5. What type of Lease promotions available from GMC on select line of models?
6. What type of interest rates available from GMC on select line of GMC cars for direct purchase?
7. Often our lending partners have promotions on select GMC models with aggressive Lease promotions.

There are several other factors that influence the decision to buy or lease a vehicle. Our sales managers and finance manager have dozens of years of experience in dealing with complex issues and can assist you with the decision making that saves you thousands of dollars in vehicle purchase or lease decision. You may even saves tens of thousands of dollars in finance charges over the life time of doing business with McConnell Automotive.